About Vantage-FI
Sound interest rate risk management shouldn't require a big budget.
We make standardized, examiner-ready IRR management accessible to every credit union, whatever its asset size or in-house expertise.
Why we built it
The rules are the same for everyone. The tools aren't.
Every federally insured credit union with more than $50 million in assets needs a written interest rate risk policy and an effective program to measure it. Larger institutions can buy enterprise ALM software and hire analysts to run it. Many smaller ones rely on spreadsheets, outsourced reports they can't easily question, or both.
VantageFi closes that gap. It implements the NCUA's IRR framework (Appendix A to Part 741, the NEV Supervisory Test and the supervisory letters that set today's thresholds) and puts it in a product a CFO can run, understand and explain to the board.
Our research into the regulations is part of the product. Each threshold is recorded against the letter and effective date it came from, and the inline help points you to the rule behind the numbers.
What we believe
Standardized
Results should be defensible and comparable, using the same measures an examiner uses.
Explainable
If you can't explain a number to your board, it isn't helping you manage risk.
Accessible
A $60 million credit union deserves the same rigour as a $6 billion one.
See it with your own numbers
Start from your own 5300 data. 14-day free trial, no card required.